November 1st, 20184110Georgians worry about retirement.
In a Georgia Credit Union Affiliates survey administered in June featuring 8,069 respondents, about 73 percent said they had at least one major financial concern about retirement. More than half of the survey’s respondents – about 56 percent – have already retired from full-time employment or...
October 5th, 20183149The credit cards consumers choose can have a considerable impact on their overall financial health – so Georgians like to choose wisely.
In a Georgia Credit Union Affiliates survey featuring 8,069 respondents, 68 percent used at least one or two credit cards every month. The survey also showed that 47 percent of respondents held up...
August 31st, 201813145September is self-improvement month – and many Georgians could stand to improve their financial wellness.
In a Georgia Credit Union Affiliates survey of 8,069 Georgians, respondents rated their financial wellness on average at 3.6 on a scale from one (lowest) to five (highest). And a majority of respondents – 68.6 percent –...
August 2nd, 20184162Georgians are cautious about the short-term lending industry – and with good reason.
Finance companies tout short-term loans as a way for borrowers to get their hands on quick cash, glossing over the higher interest rates.
Many Georgia consumers aren’t buying it. In a Georgia Credit Union Affiliates’ survey of 8,069...
July 10th, 20181167The landscape of mortgage refinancing is shifting, but that shouldn’t necessarily scare home owners away from considering this financial move.
According to a Georgia Credit Union Affiliates 2018 GCUA Mid-Year Consumer survey, 55.3 percent of the more than 8,000 respondents have refinanced a mortgage. And most Georgians – 73...
June 5th, 2018147593Financial stress in a marriage can begin with the wedding.
According to costofwedding.com, couples, on average, spend between $19,323 and $32,205 on their big day. That’s about the average cost of an out-of-state student to attend a public university for a semester during the 2017-2018 school year ( about $25,620, according to...
May 4th, 2018297169Most Georgians don’t shy away from spending on their furry, feathery and scaly family members.
According to a Georgia Credit Union Affiliates survey, about 50 percent of respondents own pets. Of those pet owners, 11.7 percent said they tend to spend between $300 and $500 annually on pet care and supplies. Another 9.4 percent spend...
March 29th, 20185189Georgians believe parents should be teaching children about finances – but research suggests that’s not happening.
In a Georgia Credit Union Affiliates’ 2017 End of Year survey of about 3,400 Georgians, most indicated they considered lessons from parents extremely important to a child’s financial literacy.
In that same...
March 2nd, 201846515College graduates in Georgia are graduating with high hopes, bright futures – and decades worth of student debt.
According to CollegeCalc, The average annual cost of tuition in Georgia was $10,055 a year for the 2016-2017 academic year. That’s $3,531 lower than the U.S. average and ranks Georgia as the 13th most affordable state...