Here's how to celebrate spring with free frozen treats

March 20th, 20187133 Spring has officially sprung! The vernal equinox — which transitions us into the season known for bunnies, cleaning and babies — takes place March 20 at 12:15 p.m. If you're so beyond ready to kiss winter goodbye, you're in luck! Two retailers known for sweet treats are offering freebies on March 20 only.  Dairy Queen is offering one free small vanilla ice cream cone per customer visiting their participating non-mall locations. The deal lasts all day, but is limited to one per person. On the same day, DQs will be collecting donations for the Children's Miracle Network Hospitals. Do something sweet while you eat something sweet....

These 8 scholarships offered by Georgia CUs have deadlines in March

March 2nd, 201846383 Who wants help paying for college? According to CollegeCalc, the average cost of tuition in Georgia was $10,055 a year during the 2016 - 2017 academic school year. Most undergraduate degrees take about four or five years to complete. Try doing that math without developing a nervous twitch. >>Related: Delta Community Credit Union announces 13th annual scholarship program<<  Fortunately, some Georgia credit unions offer a degree of help to their members who see college in their future. About 25 credit unions statewide offer some form of scholarship money. Their combined membership covers most geographical regions and...

CONSIDER THIS: The realities of paying off student loans

March 2nd, 201849526 College graduates in Georgia are graduating with high hopes, bright futures – and decades worth of student debt. According to CollegeCalc, The average annual cost of tuition in Georgia was $10,055 a year for the 2016-2017 academic year. That’s $3,531 lower than the U.S. average and ranks Georgia as the 13th most affordable state or district to attend college. But Georgia students are still facing their share of student loan debt. A Georgia Credit Union Affiliates survey featuring more than 3,000 respondents across the state found about 33 percent of Georgians who went to college used student loans to help pay for their degree....

At least four Georgia credit unions partner with Carvana

February 23rd, 201830344 At least four Georgia credit unions have joined 31 other credit unions nation-wide that have partnered with online car dealership Carvana in the last few months. "Our model is aligned with credit unions," said Chief Product Officer Dan Gill in a Credit Union Journal article. "We roll out our business one market at a time. We do targeted marketing in the geography where we are present. Credit unions tend to have geographically centered memberships. They also have a reputation for great service and great rates. We align with that credit union philosophy." (Credit Unions) also have a reputation for great service and great rates. We align...

Coosa Valley Credit Union: Why a credit union is best for personal loans

February 23rd, 201832126 Coosa Valley Credit Union recently weighed in on the pros of taking out a personal loan through a credit union. "Credit Unions operate differently from banks," the credit union asserted in a column that ran in Coosa Valley News. "They are not-for-profit organizations that usually serve a specific community. Being not-for-profit means that credit unions are focused more on helping their members than on answering to stockholders or trying to boost profits for the sole benefit of the bank." The column discussed three reasons consumers should consider credit unions for a personal loan, including friendly service and community focus,...

Peach State Federal Credit Union: What to Do and Not Do with an Inheritance

February 21st, 20181170 The following article appeared on the Peach State Federal Credit Union blog on Feb. 20. Peach State serves more than 41,000 members in Barrow, Clarke, DeKalb, Gwinnett, Jackson, Oconee and Walton counties. Receiving an inheritance can be a great financial opportunity, as well as a challenge. It can also be very emotional since it means that you have lost someone close to you. If you are an heir to someone’s will, that means that you are going to get an undetermined amount of money soon. If you aren’t careful, you run the risk of losing your money just as quickly as you receive it. The big question is what you can do with the money,...

IRS: Beware of this growing tax refund scam

February 15th, 20180143 The Internal Revenue Service has now issued two separate alerts warning taxpayers about a scam that went from hitting a few hundred victims "to several thousand in just days."  The scam seems to have taken root after several tax practitioners' computers were breached earlier this month. The hackers allegedly gained access to client data, including bank account information. The thieves are using the stolen information to file taxes on behalf of the victims. Because they've used the victims' information, the tax return check is either mailed to the victims' houses or direct deposited into their bank accounts. "Thieves are then using...

5 things you should really know about your Valentine's finances

February 14th, 201899145 You love everything about your Valentine. You adore their dreamy eyes, contagious laugh and witty banter. You know every detail about their past and their family tree. But how much do you know about your significant other's financial house? Would you like what you found there? Money isn't something most people want to bring up in the middle of looking wistfully into their partners' eyes. It's not a sexy topic of conversation. But it's a part of most relationships, anyway. According to Georgia Credit Union Affiliates' 2017 Mid-Year Consumer Survey, 58 percent of Georgians think it's best to combine at least some of their financial...

Need a last-minute Valentine's Day gift on a budget?

February 14th, 201880114 PSA — it's Valentine's Day. Did you just inhale sharply and frantically start Googling "last-minute gifts" while simultaneously checking your bank account? Relax. You don't have to pay big bucks to have flowers delivered to your sweetie's doorstep in the next eight hours and you don't have to brave the supermarket rush to grab the last unnecessarily large teddy bear. The perfect Valentine's Day should simply show how you feel for your significant other — and you don't necessarily need a ton of time or money to get those feelings across.  So, avoid losing the rest of your paycheck to the last bouquet at your local florist, and...
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