January 16th, 202051371The following article appeared on the Delta Community Credit Union Blog on December, 30, 2019.
With each new year comes new opportunities to set goals to improve your habits, health or wealth. While we can’t help you hit the gym more often, we can offer tips for improving your finances.
When you’re young, it’s easy to brush off advice about planning and saving for retirement. Opening an Individual Retirement Account, or IRA, is a great way to save for the future, and the earlier you get started the more time your savings has to grow.
IRAs offer tax benefits. Depending on the type you choose, taxes on your contributions may...
January 9th, 202046329A significant portion of Georgians – like most Americans – will resolve to better their finances in the new year.
In a survey of almost 2,000 Georgians conducted by the League of Southeastern Credit Unions & Affiliates, almost half of respondents – 46.7% – indicated they make new year’s resolutions. Almost 38% of those resolve to better their finances in some way.
These statewide statistics closely mirror national trends. A survey of 2,011 Americans conducted by Ipsos for Urban Plates in November found that 38% intended to make a new year’s resolution for 2020. Of those, more than half – 51% – noted their goals...
December 5th, 201937353Alabama credit unions continue to offer substantial financial benefits to members, according to the Credit Union National Association’s Mid-Year 2019 Alabama Membership Benefits Report.
According to Datatrac, the research firm behind CUNA’s report, credit unions in the state provided their 2.1 million credit union members $260,007,305 in direct financial benefits during the 12 months ending in June. That means, on average, credit union members received the equivalent of $126 each and that households received an average of $264.
Credit unions are member-owned and democratic, allowing these not-for-profit financial institutions to...
December 5th, 2019109319Florida credit unions continue to offer substantial financial benefits to members, according to the Credit Union National Association’s Mid-Year 2019 Florida Membership Benefits Report.
According to Datatrac, the research firm behind CUNA’s report, credit unions in the state provided their 5.8 million credit union members $589,765,589 in direct financial benefits during the 12 months ending in June. That means, on average, credit union members received the equivalent of $101 each and that households received an average of $212.
Credit unions are member-owned and democratic, allowing these not-for-profit financial institutions to...
December 5th, 201936315Georgia credit unions continue to offer substantial financial benefits to members, according to the Credit Union National Association’s Mid-Year 2019 Georgia Membership Benefits Report.
According to Datatrac, the research firm behind CUNA’s report, credit unions in the state provided their 2.2 million credit union members $248,222,745 in direct financial benefits during the 12 months ending in June. That means, on average, credit union members received the equivalent of $116 each and that households received an average of $243.
Credit unions are member-owned and democratic, allowing these not-for-profit financial institutions to...
October 21st, 2019110309Georgians are spending a significant chunk of change on household energy costs – yet most have not performed an annual energy audit to evaluate for potential saving opportunities.
In a survey of more than 2,000 Georgians conducted by The League of Southeastern Credit Unions & Affiliates, the majority of respondents – about 85 percent – said they spend between $1,000 and $3,000 per year in household energy expenses.
This range mirrors the national trends. Each household in the U.S. uses an average of 77.1 British thermal units (Btus) each year, costing each household about $1,856 per year, according to the U.S. Energy...
September 3rd, 201946422
Hurricane Dorian is headed toward the coastal portion of the southeastern United States. Don't get caught unaware!
Here are 10 smart ways to prepare for a hurricane:
Have cash on hand.
Make
sure your vehicles have been fueled up. And, if you have fuel containers
fill them as well.
Have enough
drinking water on hand. Minimum 1 gallon per person per day for up to five
days.
If it
looks like there may be power issues, turn your AC to a lower (colder
setting), complete an inventory of food that is in your fridge and freezer
section. That way, if you lose power,
you can open your...
August 8th, 201956385
The following article appeared on the CDC Federal Credit Union Blog on July 29, 2019.
Perhaps you’re finally ready to take the plunge and buy your first house or maybe you’re already a seasoned homeowner and your family has outgrown your current house and it’s time to move. Once you’ve decided it’s time…what do you do next?
You could begin by driving around for hours looking for yards with “For Sale” signs until you find the perfect house. Or you could look online scrolling through endless pages of homes for sale in the area you’re looking to buy. But in each case, both of these actions will probably take up way too...
August 6th, 201941383
The following article appeared on CUInsight on July 30, 2019.
Homeownership can be fantastic. Landlords are usually alright, but being the lord of your own manor sure is a lot better. When you go from renting to owning your own home, a lot more changes than just gaining equity. Here are three things that will be different after you’ve purchased a home…
If it’s broke, you gotta fix it: If you live in an apartment, there’s probably not a whole lot of handy-man work to do on the weekends. When something breaks, you just let the super or the landlord handle it. But when you’re the homeowner, that’s no longer an option....
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