CDC Federal Credit Union: Do you really need to hire a real estate agent?

August 8th, 201956383 The following article appeared on the CDC Federal Credit Union Blog on July 29, 2019. Perhaps you’re finally ready to take the plunge and buy your first house or maybe you’re already a seasoned homeowner and your family has outgrown your current house and it’s time to move. Once you’ve decided it’s time…what do you do next? You could begin by driving around for hours looking for yards with “For Sale” signs until you find the perfect house. Or you could look online scrolling through endless pages of homes for sale in the area you’re looking to buy. But in each case, both of these actions will probably take up way too...

CUInsight: 3 things that change when you buy your first home

August 6th, 201941381 The following article appeared on CUInsight on July 30, 2019.  Homeownership can be fantastic. Landlords are usually alright, but being the lord of your own manor sure is a lot better. When you go from renting to owning your own home, a lot more changes than just gaining equity. Here are three things that will be different after you’ve purchased a home… If it’s broke, you gotta fix it: If you live in an apartment, there’s probably not a whole lot of handy-man work to do on the weekends. When something breaks, you just let the super or the landlord handle it. But when you’re the homeowner, that’s no longer an option....

Today: Buy a Dairy Queen Blizzard Treat, donate to Children's Miracle Network

July 25th, 201944416 As if you needed another excuse to eat ice cream...  On July 25, Diary Queen will host its 13th annual Miracle Treat Day. For each blizzard sold at participating DQ locations, $1 or more will be donated to local Children's Miracle Network Hospitals.  https://twitter.com/DairyQueen/status/1154330509931155456 Since 1983, Children’s Miracle Network Hospitals have been working to help cover the cost of care for the more than 10 million kids who enter a children’s hospital each year. Each Blizzard treat purchased on Aug. 2 will mean more money toward charitable care, custom needs, education, special services, equipment and...

Delta Community Credit Union: 10 top tier travel tips

July 22nd, 201926232 The following article appeared on the Delta Community Credit Union Blog on June 6, 2019. Going on vacation requires careful planning, and the pre-vacation logistics of domestic and international travel can become quite stressful. To simplify the process, here are 10 tips to help you get the most out of your trip. 1. Plan ahead. Finding a destination is the first and most important step. Consult travel agents, research online, or ask friends and locals about potential destinations. Careful planning will help you fill up your itinerary with the best possible activities. 2. Stick to your budget. Finding a hotel off the beaten...

Here's where to find deals on National Hot Dog Day

July 17th, 201944462 Name a more iconic American food than hot dogs -- we'll wait.  Whether you're into them or not, you have to admit you can't do summer without encountering a hot dog. You'll smell them while you're rooting for the home team at your city's baseball stadium. You'll eyeball them before getting on that ill-advised roller coaster.  And today -- July 17, National Hot Dog Day -- you can find some of the best hot dogs out there for a steal! Here's where: 7-Eleven Not for the faint of heart: 7-Eleven will be offering its Quarter-Pound Big Bite all-beef hot dogs all day on July 17, while supplies...

Here's how to teach your kids about money in the digital age

April 23rd, 20193093 Money has been changing and evolving for the past several years – and so, too, should the way we teach money to our kids. Your parents likely sat you down for a lesson on balancing a checkbook, but the same lesson won’t help your 21st century kid navigate a financial world made up of credit cards, mobile wallets and online shopping. Don’t panic. It’s not as complicated as it sounds. Here are some fool-proof ways to get your kids financially savvy in an increasingly cashless world. It starts with real money. It’s important for young kids to learn and understand that real money lies behind each of the swipes of your...

Here are the apps you need to teach your kids financial literacy

April 16th, 201929137 The following blog post was written by the Iowa Credit Union League. According to NerdWallet’s annual analysis of U.S. household debt, the total debt held among American households (including mortgages, auto loans, HELOCs, student loans and more) reached $13.51 trillion by the end of 2018. Further, among the graduating class of 2018, 69% of college students took out student loans, and graduated with an average debt of $29,800. Debt is daunting and makes individuals feel like being debt-free is an unrealistic dream. But it doesn’t have to be. By teaching and encouraging your children to responsibly manage money from very early on,...

Coosa Valley Credit Union: Switch banks in 4 easy steps

January 22nd, 20197131 Coosa Valley Credit Union recently shared four easy steps to switch financial institutions with Coosa Valley News, a local news source.  According to the article:  'I wish I could have a better banking experience. I really do not like my bank. Man, I am getting pummeled by bank fees.' Have you said any of these things recently? if so, there is something you can do about it! Many people think that switching financial institutions is a big hassle, but it doesn't have to be. If you're ready to make the switch to another financial institution, check out these easy steps below. 1. Do Your Prep Work2. Open Your New Account3. Move your...

Skip the Stress: Take a gander at these smart holiday shopping tips...

November 23rd, 201839117 This article originally appeared in the GettingAhead 3rd Quarter 2018 Newsletter and was written courtesy of Nationwide.com. The holidays were never meant to be marked by stress and anxiety. But all too often, the most wonderful time of the year becomes less about spending time with loved ones and more about overscheduling and overspending. Help keep your holidays merry and your finances bright. Follow these holiday shopping and spending tips to save time and money. 10 easy ways to save for the holidays Start saving early. There's no better time than the present to start saving money for the holidays. No matter when you...
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