August 6th, 201941388
The following article appeared on CUInsight on July 30, 2019.
Homeownership can be fantastic. Landlords are usually alright, but being the lord of your own manor sure is a lot better. When you go from renting to owning your own home, a lot more changes than just gaining equity. Here are three things that will be different after you’ve purchased a home…
If it’s broke, you gotta fix it: If you live in an apartment, there’s probably not a whole lot of handy-man work to do on the weekends. When something breaks, you just let the super or the landlord handle it. But when you’re the homeowner, that’s no longer an option....
August 5th, 201930330
The following article appeared on CUInsight on July 31, 2019.
For those looking to buy a home, it might seem a little daunting, especially when you consider how many mortgage types there are. Here’s a simple list of 5 loan types with a basic description of each so you can begin to make the best decision on how to acquire your dream castle, complete with a moat and drawbridge. NONE SHALL PASS!!!
CONVENTIONAL / FIXED RATE MORTGAGE Numero Uno is the most common of the mortgage types. If the title didn’t give it away, the interest rate, and thus the monthly payments, don’t change over time. The most common of these is the 30-year...
July 17th, 201944472
Name a more iconic American food than hot dogs -- we'll wait.
Whether you're into them or not, you have to admit you can't do summer without encountering a hot dog. You'll smell them while you're rooting for the home team at your city's baseball stadium. You'll eyeball them before getting on that ill-advised roller coaster.
And today -- July 17, National Hot Dog Day -- you can find some of the best hot dogs out there for a steal! Here's where:
7-Eleven
Not for the faint of heart: 7-Eleven will be offering its Quarter-Pound Big Bite all-beef hot dogs all day on July 17, while supplies...
August 3rd, 2018169143The following article appeared on the CDC Federal Credit Union Dollars & Sense website. CDC Federal serves more than 18,000 members who live, work, worship, attend school or volunteer in portions of DeKalb, Fulton or Gwinnett Counties.
1. Expected Amount Of Rental Property Income
Before you buy a rental property, find out how much rent is reasonable to expect given the location and quality of the property. Let’s say you buy a house for $100,000. Through research you learn the average rent for that type of property in that location is $500 per month. You can then calculate that you will receive $6,000 a year($500 x 12 = $6,000), or...
June 4th, 201835173Cheese — the culinary gold so delicious, Americans dedicate two days out of each year to its splendor.
It's true. After National Cheese Lovers Day on Jan. 20, we couldn't event go another six months without celebrating the melty, stretchy, creamy food again. Today, June 4, is National Cheese Day and we've scouted out the best deals to help you celebrate.
Here's where to grab your cheese fix today:
On the Border:
The iconic Mexican grill and cantina will be offering a free bowl of its signature queso with purchase of an entree. This "liquid gold" is made in-house every day with melted cheese, tomatoes, fresh...
May 1st, 201829470The school year is almost over, but scholarship season isn't quite yet!
That's good news for any procrastinators facing a college payment in the near future. According to CollegeCalc, the average cost of tuition in Georgia was $10,055 a year during the 2016 – 2017 academic school year. Most undergraduate degrees take about four or five years to complete. Try doing that math without developing a nervous twitch.
Fortunately, some Georgia credit unions offer a degree of help to their members who see college in their future. About 25 credit unions statewide offer some form of scholarship money. Their combined membership covers most...
April 17th, 201879644In 2017, smartphone users across the world downloaded 197 billion applications.
They used those apps to help make them better friends, better shoppers, better consumers of news and better Angry Bird launchers. That's perhaps what most draws us to the ocean of apps that have been developed in the past 10 years — they promise to make us better versions of ourselves.
Well, let's quickly take a look at an area where Americans could really use some bettering: financial literacy. According to FINRA Investor Education Foundation, 56 percent of people in the U.S. had no money set aside in case of an emergency as of 2012. A Fidelity study...
March 2nd, 201846394Who wants help paying for college?
According to CollegeCalc, the average cost of tuition in Georgia was $10,055 a year during the 2016 - 2017 academic school year. Most undergraduate degrees take about four or five years to complete. Try doing that math without developing a nervous twitch.
>>Related: Delta Community Credit Union announces 13th annual scholarship program<<
Fortunately, some Georgia credit unions offer a degree of help to their members who see college in their future. About 25 credit unions statewide offer some form of scholarship money. Their combined membership covers most geographical regions and...
February 14th, 201899152You love everything about your Valentine. You adore their dreamy eyes, contagious laugh and witty banter. You know every detail about their past and their family tree.
But how much do you know about your significant other's financial house? Would you like what you found there?
Money isn't something most people want to bring up in the middle of looking wistfully into their partners' eyes. It's not a sexy topic of conversation. But it's a part of most relationships, anyway. According to Georgia Credit Union Affiliates' 2017 Mid-Year Consumer Survey, 58 percent of Georgians think it's best to combine at least some of their financial...
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